The Era of Free Banking Has Ended — Here Is What You Need to Know…

Traditionally, banks have been happy to pay us to keep our cash on deposit and then make money by lending it out to borrowers at higher rates. They still do that, of course, but what has happened is that the margin (the spread between deposit and lending rates) that the banks are able to earn has been squeezed as rates have reached incredibly low levels. Let’s think of how this changes our relationship with our bank….

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Contract Income Alert


Jody Chudley

Jody Chudley is a contributing analyst to Lifetime Income Report and Contract Income Alert. Jody is a qualified accountant with a degree in Finance from Brandon University. After spending fifteen years in various finance and planning roles with an international financial institution, Jody set out to manage his portfolio on a full-time basis.

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